The top 3 deals come from the whole mortgage market and we only e-mail deals we think may be available to you. There are some basic criteria we follow when selecting the deals; stepped rate mortgages can be a false economy, lower loan amounts are conducive to low upfront costs and tracker rates are better value than discounted rates in the main. We know this from experience in the market.

When we e-mail the top 3 deals, we are not giving a personal recommendation, so no advice is given. However, there are enough resources available on this site to make a very informed choice. Click on the help button or if you need advice, complete the form and highlight your need for advice.

We receive commission from the lender, but you can be sure that this doesn't influence the top 3 mortgage deals. However, If you prefer to pay a fee of 0.5% of the loan amount with any commission generated being paid back to you to be sure of impartiality, this can be arranged.

The guidance contained within this website is subject to the UK regulatory regime and is, therefore, primarily targeted at customers in the UK.

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eMortgageAdvice.com Limited is authorised and regulated by the Financial Services Authority. eMortgageAdvice.com Limited is entered on the FSA register (www.fsa.gov.uk/register) under reference 477732.

The FSA do not regulate conveyancing and some forms of mortgage.